Blog

Personal loans – does it have a negative connotation when it comes to mind? Well, it is no surprise that people often associate the word ‘loan’ with poor financial management, but we are here to change that mindset. When used correctly and responsibly, personal loans can be a useful solution to help you take charge… Continue reading A Beginner’s Guide to Different Personal Loans in Singapore

    Amid the hustle and bustle of life, there might come a point in time where you may need some extra cash to tide through a month or two. Sometimes a personal loan can come in handy when emergencies occur. For first-timers applying for a personal loan, just the thought of applying or searching… Continue reading Dos and Don’ts for First-Timers Applying for a Personal Loan

If you’re planning to take out a personal loan, then you should know that it comes with the obligation of repaying the fixed amount of monthly instalments over an agreed period of time. As a matter of fact, ensuring that you pay your loans on time has its benefits such as improving your credit score… Continue reading 5 Tips To Repay Your Personal Loan On Time

There has been numerous media coverage on loan scams as of late as the Covid-19 pandemic has enticed these cunning scammers to enhance the tricks under their sleeves to trap desperate individuals in getting into a loan scam. We are certain that most of you have heard stories of people being scammed and scratched your… Continue reading 5 Tell-tale Signs If You’re Getting Into A Loan Scam

Readers, wouldn’t you agree that life is unpredictable? It’s so unpredictable that one day you’re on top of the world, living comfortably and the next, you’re weighing your options to get out of a temporary monetary hiccup. In fact, many folks face financial setbacks due to the economic crisis that was triggered by the Covid-19… Continue reading Top 10 Reasons People Take Personal Loans

Personal loans have become very common among Singaporeans as it is a fast and easy way for an individual to get a lump sum of money to support their needs. In 2020, nearly one in three Singaporeans had applied for personal loans to cover their cost of living which include buying daily necessities and paying… Continue reading To Take or Not to Take? 7 Considerations for Applying a Loan in Singapore

For over a year, the world has been at war against a foreign enemy that has taken lives, threatened world economies, forced businesses to close shop as well as disrupted livelihoods. In fact, Channel News Asia reported that credit card debt amongst Singaporeans are expected to rise the longer the Covid-19 pandemic rampages across the… Continue reading Swimming in Credit Card Debt? It’s Time to Consolidate

Undoubtedly, the Covid-19 pandemic opened a Pandora’s box of economic and financial problems that impacted economic growth and threatened livelihoods. As the pandemic rampages on, triggering further pay cuts, and job losses, it is only natural for some people to turn to personal loans to pay their dues or to keep their business open. In… Continue reading Getting a Loan in Singapore: The Good, The Bad, and The Ugly

If you ever find yourself in a difficult financial situation, chances are you would want a personal loan immediately. However, if you do not have proof of income in your bank statement, income payslip or your CPF statement, it may be harder for you to get a personal loan. In this article, we will show… Continue reading Can you get a personal loan in Singapore with no income proof?