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A loan often seems like the easiest way out of a difficult financial situation. Don’t take the decision lightly. Every borrower must understand how the conditions of a loan agreement, including loan interest rates, will affect their budget and credit score. This post explains the relationship between a loan’s interest rate and other loan variables.… Continue reading How should you choose loan interest rates with your financial situation in mind?

Recently incurred an emergency expense and don’t know where to get enough funds to tie you through this difficult time?  An instant loan could be a lifesaver in such circumstances and the best part is, instant loan approval in Singapore is really not that hard to achieve. Before we get into the details of how… Continue reading Instant loan approval Singapore: 7 requirements to obtain one

  Whenever we are applying for a loan, we are always looking for the cheapest rates. This is completely understandable as we are all trying to save on some cash and not burn a hole through our pockets. However, there are times where we may chance upon a moneylender that offers very attractive rates but… Continue reading 4 Ways to Verify if the Cheapest Personal Loan Singapore is Credible

With inflation in the United States soaring since the start of 2021, economists fear that its trickledown effects may impact jobs figures around the world. Does that mean your job is at risk? Not necessarily. Repeated nationwide lockdowns over the past 18 months have focused on restricting interpersonal contact. These social distancing regulations continue to… Continue reading Recovery or Recession: Is your industry safe or will you need to apply for a loan in Singapore?

The lockdowns may have affected foot traffic for retail stores but their online counterparts have seen a corresponding boom in business. A collateral-free business loan is one of the many unsecured business loans that you can use to piggyback on this lucrative trend. Traditional brick-and-mortar stores have been using fast business loans to tap into… Continue reading Get your retail business Covid-ready: How to get funds to help you sell online

A guarantor is someone who agrees to pay a borrower’s debt if the borrower is unable to do so. Every good legal money lender in Singapore gives its clients the option of having a guarantor if they do not qualify for a loan themselves. If someone has asked you to act as guarantor, it is… Continue reading Things you need to know before becoming a guarantor

Some people assume that investing requires a big sum of cash and is usually practiced by wealthy people. However, this is very untrue as investing can be done by anyone, no matter your wealth size. Investing is very important especially when you work hard for the money you earn. The money you save can be… Continue reading Creating Your First Investment Portfolio? We Show You How!

  After a rollercoaster over the past 18 months, the world is moving towards some semblance of normalcy. With that comes a return to the great outdoors, travel, and all the things that make life worth living. If you have been raring to seize life with both hands, here are some of the most exciting… Continue reading Land, Sea, and Air: 6 exotic hobbies you can fund with an easy personal loan

Loans get a bad name and are widely regarded as the archenemy of any budget. However, that is not always the case. A loan that you get from a legal money lender in Singapore can actually help you stay within the confines of your budget. All you need is a little discipline and the five… Continue reading Get a loan and stay on budget? It’s possible with a legal money lender!

A bridging loan is a popular form of loan in Singapore that homeowners and investors look for. If you are looking to purchase a new home or investment property, here are some things you should know about bridging loans and how they can come in handy.   When should you get a bridging loan? As… Continue reading Using a Bridging Loan for Your Property Needs

Do you still remember the good old days before Covid-19 hit our shores? It’s been almost 2 years since the world has been swept up in the pandemic and many people are still struggling to manage their finances or have had their finances impacted. What is the best way to manage your finances especially during… Continue reading Covid-19: Manage Your Finances Wisely with the Best Money Lender in Singapore

Life happens, and sometimes you may be stuck in a rut when faced with an emergency, requiring a large sum of cash that you don’t readily have. Sometimes, you may also need a better money-saving alternative to high-interest rate credit cards for a big-ticket expense.  Instant personal loans in Singapore can help you to save… Continue reading Personal Loan Singapore: How it Helps You Save Money

Most of us are familiar with the concept of an instant cash loan in Singapore and it is not uncommon to hear some who speak about it indifferently. Although the functionality of most loans adheres to a very similar underlying principle, it is crucial to distinguish between the options as it would be unfavourable to… Continue reading Types of instant cash loans available and how they can assist us

Notorious Types of Scammers to Watch out for when Seeking Fast Cash loans Have you ever bumped into a personal loan provider whose deal sounded straight out of an angel’s mouth? Maybe fell into a financial snare that ripped you off of your hard-earned money, just because you needed an urgent cash loan? You’re not… Continue reading Notorious types of scammers to watch out for when seeking fast cash loans

Personal loans – does it have a negative connotation when it comes to mind? Well, it is no surprise that people often associate the word ‘loan’ with poor financial management, but we are here to change that mindset. When used correctly and responsibly, personal loans can be a useful solution to help you take charge… Continue reading A Beginner’s Guide to Different Personal Loans in Singapore

    Amid the hustle and bustle of life, there might come a point in time where you may need some extra cash to tide through a month or two. Sometimes a personal loan can come in handy when emergencies occur. For first-timers applying for a personal loan, just the thought of applying or searching… Continue reading Dos and Don’ts for First-Timers Applying for a Personal Loan

If you’re planning to take out a personal loan, then you should know that it comes with the obligation of repaying the fixed amount of monthly instalments over an agreed period of time. As a matter of fact, ensuring that you pay your loans on time has its benefits such as improving your credit score… Continue reading 5 Tips To Repay Your Personal Loan On Time

There has been numerous media coverage on loan scams as of late as the Covid-19 pandemic has enticed these cunning scammers to enhance the tricks under their sleeves to trap desperate individuals in getting into a loan scam. We are certain that most of you have heard stories of people being scammed and scratched your… Continue reading 5 Tell-tale Signs If You’re Getting Into A Loan Scam

Readers, wouldn’t you agree that life is unpredictable? It’s so unpredictable that one day you’re on top of the world, living comfortably and the next, you’re weighing your options to get out of a temporary monetary hiccup. In fact, many folks face financial setbacks due to the economic crisis that was triggered by the Covid-19… Continue reading Top 10 Reasons People Take Personal Loans

Personal loans have become very common among Singaporeans as it is a fast and easy way for an individual to get a lump sum of money to support their needs. In 2020, nearly one in three Singaporeans had applied for personal loans to cover their cost of living which include buying daily necessities and paying… Continue reading To Take or Not to Take? 7 Considerations for Applying a Loan in Singapore

For over a year, the world has been at war against a foreign enemy that has taken lives, threatened world economies, forced businesses to close shop as well as disrupted livelihoods. In fact, Channel News Asia reported that credit card debt amongst Singaporeans are expected to rise the longer the Covid-19 pandemic rampages across the… Continue reading Swimming in Credit Card Debt? It’s Time to Consolidate

Undoubtedly, the Covid-19 pandemic opened a Pandora’s box of economic and financial problems that impacted economic growth and threatened livelihoods. As the pandemic rampages on, triggering further pay cuts, and job losses, it is only natural for some people to turn to personal loans to pay their dues or to keep their business open. In… Continue reading Getting a Loan in Singapore: The Good, The Bad, and The Ugly

If you ever find yourself in a difficult financial situation, chances are you would want a personal loan immediately. However, if you do not have proof of income in your bank statement, income payslip or your CPF statement, it may be harder for you to get a personal loan. In this article, we will show… Continue reading Can you get a personal loan in Singapore with no income proof?