Land, Sea, and Air: 6 exotic hobbies you can fund with an easy personal loan4 min read

Person Planning His Future Goals While Sitting At A Moneylender's Office in Singapore

After a rollercoaster over the past 18 months, the world is moving towards some semblance of normalcy. With that comes a return to the great outdoors, travel, and all the things that make life worth living.

If you have been raring to seize life with both hands, here are some of the most exciting ways to reinvigorate your soul. If they seem out of reach, an easy personal loan from LoanHere can help bridge the gap. Here are six exotic hobbies you can try.



Horses are majestic creatures that have been instrumental to many of mankind’s greatest adventures and accomplishments. Tap into that shared history by getting into the saddle at a local riding club. It is an elite hobby, and you may want to find the lowest interest rate personal loan to start.

A beginner’s riding course costs about $850 for a series of lessons. To continue riding, you will need to purchase a membership. It costs around $2,000 per year (or upwards of $8,500 for lifetime membership). This is in addition to monthly fees that range from $120 to $150.

Sports Shooting

Didn’t get enough firearms during NS? This is the only way to handle a gun legally outside of uniform in Singapore and it does not come cheap.

Full membership of a shooting club costs about $3,000 for adults. However, the real reason that sports shooting is so expensive is the recurring cost of ammunition. Naturally, this depends on how much you practice. In general, shooters spend between $200 and $600 a month on ammo.

Fortunately, low personal loan interest rates will let you keep shooting without breaking the bank.


Open dive/Scuba

Want a close-up view of exotic marine life or a chance to discover actual sunken treasures? The oceans await! Prices start at around $600 for a basic open watercourse. An easy personal loan is the perfect answer.

The first step to certification is 5-6 hours of theory lessons (currently online only). Next, there is a confined session (in a pool or calm lagoon for basic underwater practical) and, finally, open water sessions.

The entire process takes 4 to 5 days. Most dive courses in Singapore include a trip to a scenic diving location in Malaysia or Indonesia. It is a great way to incorporate learning a new, exciting skill with a holiday and an underwater experience unmatched by local sites.

Water-ski or wakeboard

Prefer to skim the surface before you dive into the deep blue? Water-skiing and wakeboarding are ideal because you don’t need any formal certification or qualification to indulge. Still, the equipment and facilities rental does not come cheap.

A one-hour session will cost you between $50 and $85 per person, per hour. The average beginner will need about 10 hours of instruction to become self-sufficient. A private personal loan will help you find your feet on the water and cover a few additional weekends of fun.



Unless you were fortunate enough to get paid to jump out of planes during your Army days, skydiving can be quite an expensive hobby. The high cost of plane rental, pilot hire, specialised equipment, and adhering to strict safety standards adds up to put skydiving out of the reach of most people.

With LoanHere’s personal loan interest rates as low as they are today, though, you could be taking in a bird’s eye view of the world in a few days.

Beginners who want to get a feel of skydiving before a real jump should consider indoor tunnel skydiving at iFly on Sentosa. Prices start at about $85 for a 10-minute session. A real freefall package and airborne certification will set you back around $5,000 for 10 jumps.

Fly a plane

Why jump out of a plane when you can pilot one instead? A Private Pilot License (PPL) puts you in control of a light aircraft, possibly even with a babble of skydivers in the back. Learning to fly is certainly not cheap in Singapore but the cost can be covered with a private personal loan.

Student pilot costs include flying club registration and membership ($3,000-$5,500 per year), flying with an instructor ($550 per hour), and airport landing fees ($7,500-$11,250) for 200-300 landings. In total, a PPL will cost upwards of $20,000.

Fortunately, most of this consists of monthly or periodic fees, not a lump sum. With some of the lowest interest rate personal loans from LoanHere, you can pay as you earn from your regular job.

None of these hobbies is cheap but an easy personal loan makes it much easier to afford. If you are not sure whether a loan is right for you, check out the Dos and Don’ts for first-timers applying for a personal loan. It will be worth the invaluable memories from your new exotic hobby!



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